The only flood risk platform built for the people actually writing the checks
FloodStage ingests USGS river gauge telemetry and FEMA flood map overlays in real-time to give rural lenders, crop insurers, and municipal bond desks an actual risk number before the water hits the floor. It automates NFIP compliance checks, calculates base flood elevation deltas, and generates underwriting packets that won't get laughed out of a reinsurance meeting. Built because every other tool I found was either designed for FEMA bureaucrats or required a PhD to configure.
- Real-time river gauge ingestion with sub-minute latency from USGS telemetry feeds
- Base flood elevation delta engine cross-referenced against 847,000+ FEMA FIRM panels
- Automated NFIP compliance packet generation with reinsurance-ready formatting
- Native integration with CoreLogic property data and county assessor parcel overlays
- Underwriting risk scores that actually mean something to an actuary. Not a color on a map.
USGS National Water Information System, FEMA Map Service Center, CoreLogic, RiskMeter, Salesforce Financial Services Cloud, Guidewire InsuranceSuite, AgriLogic, NebulaRisk, VaultBase, LenderDock, S&P Global Market Intelligence, FloodZone API Pro
FloodStage is built as a set of discrete microservices — ingestion, scoring, compliance, and document generation — each deployable independently and communicating over an internal event bus. Gauge telemetry streams are processed and persisted in MongoDB, which handles the append-heavy write load from thousands of concurrent sensor feeds without breaking a sweat. A Redis layer sits in front of the elevation lookup tables for long-term caching of parcel-level BFE results, keeping response times flat even at scale. The document rendering pipeline runs fully isolated so a reinsurance packet can be generated without touching the risk scoring core.
🟢 Production. Actively maintained.
Proprietary. All rights reserved.